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The Enemy Within "And slay them wherever you find them"

Donís José Català, a fellow with whom I met in battle of words against the arguments of Black Pawns (those individuals who proclaim that the terrorist attacks of 11-M had been a new GAL) has written a book entitled "The fifth invasion : Islam 711-2011 "In which highlights the danger that the ruling fundamentalist radicalism (at least according to what transcends the media) between the followers of the religion of Mohammed finished devouring the condescending and overly indulgent Western democracies.

As it is conceived the book, perhaps capable of restoring reading vision some people would rather keep their eyes blindfolded to the obvious (and as real as the nearly 200 deaths of 11-M) danger of the religious terrorism use the Koran as justification for their indiscriminate killing, but the biased conclusions leads the storyline of the book can make a play dangerous and reckless if not taken into account some issues that are not reflected in the edited text.

That the Koran, as shown in the book, contains teachings and passages inconsistent (and even confronted) with our democracy is more than obvious, it is equally clear that, based on a literal reading of the Koran, the only conclusion possible that one can reach is that Islam is cruel, violent and merciless both believers and non-believers. And in the same way, the conclusion also (as indeed it is concluded in the book) that there can not be a moderate Islam taking the Qur'an as a whole, beyond possible passages humanists (which also exist, although not reflected in the book) used by some currents of Islam that roam freely in our own societies.

The main problem with this whole series of conclusions that could be considered as true if we follow the literal reading of the Koran, is that you can get, as we shall see, the same conclusions regarding literal reading of reference books (the Bible) of any of the other two mainstream monotheistic religions (Judaism and Christianity), therefore, following the storyline of the book, could be declared undemocratic and radical, not too much trouble, the three religions.

Therefore, with respect to the treatment afforded to women and their social status (which is one of the main points discussed in the book) we find citations equivalent in the three religions:

" Men have authority over women
because Allah has made them superior to them.
good women are the truly devout, who guard the intimacy which Allah has ordained to be saved. But for those whose animosity
fear, admonish, and then leave them alone in bed, then pegadles (Quran 4:34).

"But every woman prays or prophesies with her head uncovered dishonors her head: for this is that if she were shaven. For if the woman does not cover, which also cut hair, and if it is disgraceful to women cut their hair or shave, which is covered. For a man should not cover his head, since he is the image and glory of God, but woman is the glory of man "(I Corinthians 11:5-7).

" When you go forth to war against your enemies, and the LORD thy God hath delivered into your hand, and take them captive, and seest among the captives a beautiful woman, and codiciares, and women take to you by , put it in your house, and she shave her head, and pare her nails and remove the clothing of her captivity, and will remain in your house, and bewail her father and her mother a full month, and then you come in unto her, and you be her husband, and she will be your wife "(Deuteronomy 21:10-13).

" your women keep silence in the churches: for they are not allowed to speak, but to be under obedience as also saith the law. And if you want to learn something, let them ask their husbands at home, it is shameful for a woman to speak in church "(I Corinthians 14:34-35). Nor

explicit cruelty to his enemies Qur'an is unique to Islam:

"Judith then approached the bar of the bed that was near the head of Holofernes, picked up his sword away, and going to bed, took him by the hair and said," Strengthen me in this hour, God of Israel !. " After two shots hit him in the neck with all his strength and cut off his head "(Judith 13:6-8).

" fought against Midian, as Yahweh had commanded Moses, and killed every male. And they slew the kings of Midian: Evi, Requem, South, Hur and Reba, five kings were the Midianites. Sword also killed Balaam son of Beer. The children of Israel brought captive the women of Midian and their children and collected their animals, their flocks and all their belongings. They burnt all the villages in which they lived and all their camps. Having collected all the booty and spoils, men and beasts, took the captives and plunder to Moses and Eleazar the priest and the entire community of the children of Israel in the steppes of Moab, which are near the Jordan, at the height Jericho. Moses, Eleazar the priest and all the leaders of the community went to meet up outside the camp. Moses was angry with the commanders of the troops, commanders of thousands and captains of hundreds who were returning from combat. Moses said: "So have you let the women? Indeed they were, following the counsel of Balaam, induced the children of Israel to disobey Yahweh (in the case of Baal-Peor) and a plague struck the LORD community. Kill, then, all male children, and every woman who has had sex with a man. But let live and take for yourselves every girl who still have not had "" (Numbers 31:7-18).

" You too, Ethiopians," Victim of my sword will be them. " He extended his hand against the north, destroy Assyria, and leave Nineveh a desolation, barren as the desert "(Zephaniah 2:12-13).

" Look, I'm going to throw her into the bed of pain, and those who commit adultery with her, a great tribulation, except they repent of their deeds. And their children, I will hurt death "(Revelation 2:22-23).

Nor are unique to Islam the punishment of those who deviate from the Sacred Law (including the crucifixion, the refiner's fire or public lynchings):

" But if it proves to be true that virginity was not found in Young, then bring out the damsel to the door of the house of his father, and shall stone the men of his city, and die, because she hath wrought folly in Israel whore in her father's house, and put away evil from among you "(Deuteronomy 22:20-21).

Other issues addressed in the book to demonstrate the intrinsic evil of Islam are also reflected in other religions, so the early majority of girls in Islam (discussed in the book in reference to pedophilia) is its parallel in Judaism (13 years of age is for boys and for girls), like the Sharia (Islamic law emanating from the Quran) has its counterpart in the Jewish Torah (the law emanating from los cinco primeros libros de la Biblia o Tenakh). Y el terrorismo, por desgracia, también ha sido utilizado por otras religiones en fechas no tan lejanas (el Irgun y el Palmaj lo ejercieron contra los británicos en la década de los 40, siendo el atentado contra el hotel King David de Jerusalén–91 muertos, el 22 de julio de 1946– el más conocido).

Sin embargo, al poner el foco en la literalidad de los libros sagrados del islamismo omitiendo las numerosas equivalencias existentes en el resto de religiones, queda aislado artificialmente el objetivo y queda la vía expedita para denigrar y desacreditar cualquier elemento relacionado con el Islam; evidentemente, si el objetivo del libro era demostrar la intrínseca perversion of Islam did not have to be referred to the intrinsic brutality of the two other monotheistic religions in the majority, but to reach the conclusions reached in the book would require at least a minimum benchmarks to allow the reader to guess that at least any religion, not just Islam, is subject to interpretation at least as evil as those evident in the book about Islam (remember the Inquisition played the same holy books that the present Catholic Church).

Indeed, both Judaism (minor) and Christianity have been introducing changes to their own interpretations theological, having to qualify them and even deny them, to adapt to the societies in which they have been been built, and it is that Islam has the same problem as any other religion, no amendments can be introduced to texts that are immovable, since they contradict or change the word of a supposedly perfect superior being and lead inevitably to the death of one's religion, so that any evolution or adaptation to the social reality of each historical moment can only be implemented through self-interpretation of the word sacred. However, in the book Islam denied any possibility of interpretive evolution, when the reality is that no only that evolution has occurred in other religions, but that currently exist (and live with us) other interpretations of Islam and much less violent sticklers that transcend media.

The inclusion in the book of specific examples of such interpretations of Islam evolved (represented in our country for the most diverse Islamic societies) become a sort of witch hunt for incorporating in its ranks some particular individuals who have completed being formally charged with collaboration or even integration with Islamist terrorism, the previously determined that moderate Islam does not exist, uses these individuals (and by extension to partnerships which were built) to confirm. That confirmation of the radical Islamist association based on the existence of any terrorists in their ranks is entirely superficial, as it posits that the association was aware of terrorist activities and for a specific individual who knowingly received him with open arms, while the terrorist just passing by and came to the call of the association, which is far presume.

The next step leads inevitably to public administrations and governments, who are accused of financing Islamic terrorism to provide grants to Islamic societies, have been terrorists in their ranks or not (because, remember, has already been established previously that moderate Islam does not exist, or what is ultimately the same, that Islam equals terrorism), the book closes, therefore, the gateway to the promotion of Islamic religion is more in line with the values \u200b\u200bof our democracies.

At this point, we review every door that closes the book by declaring that moderate Islam does not exist:

• Islam does not evolve as they have done as Judaism or Christianity, since it is an inherently evil religion .
• associations are moderate Islamists, since there is no moderate Islam.
• Islamist associations could not be enforced by the State, since it would promote Islamic terrorism.

The big question that we can do is: So, what we do with who declares himself a follower of Islam? If we know that that means it is inherently evil (the only thing that has been able to learn of that religion), which is moderate but it may seem and can not be helped by the State since it is a potential terrorist ... the final solution seems clear, is not it?.

Ultimately, and without denying the reality presented in the book (that Islamist terrorism is a serious threat to our democracy and that current interpretations of Islam are an endless source of terrorists, even to the public and with impunity justify the motivations of mass murder), the conclusions you reach are dangerous and reckless as it only leaves the door open to those who do not want to give up their religion.

Maybe (just maybe) looking back at our history (including the latest, when adultery and homosexuality were not only for Christians sin, a crime for all the English) the conclusions would have been very different and had come to light the real problem of all religions before the law imposing medieval societies they left behind long ago catapults and armor can only become illuminated in feudal subjugation of the day, be it Muslim, Jew or Christian.

Note on title: The title of this article is part of the Qur'an Sura 4:91, which talks about how to act towards non-believers " want to live in peace with you [believers ] and his own people "but did not stay out or not offered to submit.

PD: The book "The fifth invasion : 711-2011 Islam "can be purchased for less than 4 € in digital format (PDF or ePub), now also available in any bookstore for about 13 €.

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"Privileges or rights?

the drivers have finished out of control he had to recognize their own spokesman USCA (Union of Air Traffic Controllers Association) the same Friday in which, for the first time in the history of Spain, English airspace was completely closed by a sudden pandemic that affected only that group, so much so out of control that even had to be called to go to their jobs by the union itself .

Although another article at this point in the film (with the out of control under the supervision, control and military courts), criticizing the performance of air traffic controllers may appear to be intended to make firewood from a fallen tree (nearly 500 air traffic controllers face an ordeal of records, claims and lawsuits, including requests for prison sentences for their actions), the fact is that the issue still deserves some comment by another intense collective attempts to explain air traffic controllers, especially through Internet , a performance almost impossible explanation.

First, a prior question is perfectly legitimate to use all means available to workers to try not to lose the rights that have been conquered with great effort. However, it seems that the drivers refuse to lose can be treated as rights, but rather a series of privileges that they have been commissioned to transform unsustainable after you use and abuse of them completely fraudulent.

Cristina Anton, an air traffic controller in Palma de Mallorca, wrote last Saturday, an angry and unfortunate article entitled " to see if we understand " that began with the phrase " instead of reading the newspapers paid by the government reads the Gazette, there is everything and then decide what you believe and what not ."

Indeed, in the Official Gazette can find almost everything, just not what this controller is intended to find (his particular truth), but on the contrary, it is sufficient to read, for example, the literalness of the first eight paragraphs the Preamble of the Law 9 / 2010 in the Official Gazette published 15 April this year, although this was the most direct regulations (and the source of the current situation), it was the first who tried to tackle the institutionalized abuses through that I Collective Agreement 1999 which is cited in the Preamble. And the government of José María Aznar, in its final (February 2004), tried it, but putting it as an excuse two European Directives, integrating air traffic controllers within the groups affected by legislation on Special Days to Working through an amendment of Royal Decree 1561/1995 ; the exclusion of air traffic controllers for the general guidelines established in the Statute of Workers (" that subsection is now" Transport and aerial work "to encompass all activities related to civil aviation and transport not only as far happening, "he said in the Explanatory Memorandum to the Royal Decree 294/2004) does not appear that had the effects intended.

If we consult the source of conflict (the First Collective Agreement between AENA and the group of Air Traffic Controllers, published in the Official Gazette of March 18, 1999 ) we can see how the annual base salary was established from a minimum of 17,000 € and a maximum of 43,000 €, which complements (applicable to all drivers) were between 36,000 € and 91,000 € (excluding bonuses and allowances for transportation); we will find the maximum working hours (1,200 hours per year), special paid leave (RSI) and other working conditions that Law 9 / 2010 calls into question for being an intolerable burden to ensure the proper functioning of the English air traffic.

The truth is that except for a couple of issues (the aforementioned LER and ineptitude that has occurred, both repealed by Law 9 / 2010), the collective agreement contains a number of workers' demands difficult to achieve in any other sector, as self-regulation shifts the determination of the needs of new staff, reduced working hours with breaks included (up to 120 monthly hours including breaks of 33% to 50% of the day, which is 6 hours a day, between 3 and 4 hours breaks discounted cash-working 5 days a week) and a high salary, even when set to the responsibility of job, from this starting point, it is understandable that some air traffic controllers, such as that Cristina Anton, see his actions as a fight to regain their rights and their professional and personal dignity. And from that starting point, some might be argued by other workers who do not enjoy the same working conditions.

However, although theory of the written text of the Collective Agreement be any apparent A delegation of responsibilities of the public company AENA in one of his groups of workers, in practice what has happened is that these workers have been used fraudulently to convert rights into privileges unsustainable, so that what should be a demonstration of responsibility of workers is over becoming a great example of irresponsibility and, more worryingly, in a rebuttal argument on the dangers difficult to stop writing and in the hands of workers is not just any kind of responsibility in the internal organization of any company, but even the very negotiation of other agreements, thus putting into question the very nature of collective bargaining.

Some air traffic controller could say that this is not true and it is an opinion based on the arguments of a single party (the public company AENA and the Government), but the truth is that not only is no direct evidence to that effect (labor costs shot out of the amounts set forth in the Collective Agreement itself) but there is even air traffic controllers have confirmed in writing the uses and abuses of those rights, as Francisco Capella, who has already devoted an article a few months ago .

frauds repeatedly used by air traffic controllers were multiple, each one more rude and always in very short-term benefit of their own pockets. From using sick leave as a means to strike (and not lose the salary of each day of the strike and also accounted for the full day to add hours to the annual limit of 1,200) to inflate the number of drivers needed on each shift, remember that shifts are organizing themselves-the so exhausted before the limit of 1,200 hours per year and collect overtime excesses, through the reinterpretation of time to establish effective working volunteer hours that were paid even beyond the extraordinary or restricting the entry of new staff in order to keep their income artificially. And all this from the pocket of the English and through arrangements or agreements with the public company AENA who remained outside the collective agreement in order to escape the budgetary control of personnel required fees charged by the State Budget.

Thus, the 505 million euros in personnel costs AENA in 2000 to 1.207 million spent in 2009 (an increase of 149%), while the number of workers increased from 9,242 to 13,143 (an increase of 42%) during the same period of time and Controller from 1661 to 2404 (an increase of almost 45%), the gap between the increase in the workforce and the remuneration is denouncing the General Comptroller of the State Administration since at least 2002, as stated in the Preamble of the Act cited 9 / 2010, and whose cause is from the uncontrolled use of voluntary overtime and by the group of air traffic controllers. In round figures, the 1,661 drivers in 2000 cost 150 million euros (30% of staff costs AENA), while 2404, 2009 drivers were nearly 800 million euros in public funds (66% of personnel costs AENA) would not be bad that belied air traffic controllers or at least explain his version of these figures, since accounting AENA is a public official and those numbers have continued since long before the start of the current conflict.

Of course, there is much slippage in wages, no one in their right mind would use that argument to squeeze until exhaustion at a professional that thousands of lives depend on every shift you make, and this is the most public (if not only) that wield the air traffic controllers when arguing in its favor, the problem is that this argument has become, thanks to the abuse that have made it their own air traffic controllers, little or no credible and even less if the real time work-rest-minus was 3 or 4 hours a day (between 60 and 80 hours per month) and what has forced it to play a real working time of between 80 and 107 hours per month, from 4 to 5 hours and a half day-(do not forget that real time work of a worker to shift to other sectors -at 21 and 7 working days of rest, is between 168 to 192 hours per month, with the right to break of 15 minutes). It seems, therefore, that a reduction effective working between 44% and 54% the rest of shift workers is put at risk the safety of passengers, let alone the health of themselves air traffic controllers, but rather the opposite.

The discrediting of content, which air traffic controllers, despite their efforts, increases each time they show the statements of a driver or a family member trying to explain how the Royal Decree on Friday led to all air traffic controllers templates Spain even vomit in the corners of the control towers (explanation given in the Cadena SER on Monday evening by the wife of a driver), being in any case of facts very little credibility if not a real insult to the intelligence of other citizens.

Despite all these critical to air traffic controllers, they can not be dispensed with other data that would support his thesis (which is not timely performance of this last bridge), and that the public company AENA blamed its losses in recent years (165 million euros in 2008 353 in 2009) to high labor costs of air traffic controllers (this is the mantra we hear all companies: labor costs are the only expenses that are unacceptable to maintain the viability of business), ignoring the fact that if labor costs are increased by 149% since 2000, external financing has made a 2,570% (from a long-term debts of 380 million has gone to 10,143 millones del último ejercicio) y los gastos financieros se han incrementado en un 4.267%, pasando de los 6 millones del año 2000 a los 284 de 2009. Igual que tampoco hay que olvidar que el Convenio Colectivo fue aceptado por la empresa en 1999 y firmado por sus entonces responsables, por lo que las responsabilidades sobre el descontrol de los sueldos de los controladores aéreos no habría que buscarlas sólo entre los trabajadores, sino también entre los dirigentes políticos que se encontraban al frente de AENA en aquellos momentos (otra cosa muy distinta sería la negociación para la modificación del Convenio Colectivo, que sí se ha visto imposibilitada por la intransigencia reiterada de USCA a ceder respecto a las nuevas condiciones labor imposed by the current economic crisis).

And all this without forgetting that the air traffic controllers charge of the State Budget and, therefore, should tighten their belts like we did the rest of our fellow citizens, who are the end of the day who would pay their salaries.

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FIRST PREHISTORIC Valencina FAIR. Photo

Cimbali Bistro Espresso Machine

FIRST FAIR Valencina PREHISTORIC

On Saturday November 13 will be holding a series of acts by the City of Valencina occasion of the First Prehistoric Valencina Fair.

The locust AMPA, a table will assist in teaching for children, cut-to build a dolmen of paper.

This would be good if some parent volunteers to help those who are already in the activity; only be an hour and a half two hours at the following times: 1 round of 11 to 12:30, 2 nd shift from 12:30 to 14:00 and third shift from 16:00 to 18:00.

If you want to collaborate with your personal presence (one would explain to children how they cut and pasted cutouts), send an email with your data and turn that comes right to ampalgarrobillo @ gmail. com . (more ... )

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SCHOOL BOARD ELECTIONS. VOTE SCHOOL BOARD ELECTIONS

The next Tuesday, November 16 Elections will take place on the School Board, in which we 8 parents choose to represent us in the School Council.

The Association of Parents of CEIP locust, supports candidacy of these six parents , which are sufficiently qualified to assist and defend your interests and help in improving education and culture of our children, that after all, is the most important thing a school like ours.

We encourage you to go next Tuesday from 13:30 to 18:30 hours to school and exercise your right to vote, giving your support to parents that we offer.

must carry ID or any document.

( .- note you can vote a maximum of eight parents of the candidates standing)

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Jaime I, on October 9 and black holes

October 9 is the day of Valencia Community na, marks the entry of James I the Conqueror in the city of Valencia , back in 1238.

could have chosen the day that won one of the first fortresses on their way from Aragon and Catalonia, as might be Morella, six years before, but here in Valencia Community na , the years from 1232 to 1238 do not fall within the true history. Call it a minor story, in lowercase.

Same Day is celebrated Valencia Community na to commemorate the entry of James I in the city of Valencia (not in the territory of the current range), we are also the only autonomous region multiprovincial that takes the name of which was once capital of the Kingdom (the United Valencia, of course), thus being reduced any hint distinctive identity of the other two provinces.

might think that this universalism Valencia (Valencia) is another indisputable and undisputed historical origin, but the truth is that neither is true, in fact, the Roman province Tarraconensis divided into two the present territory of the Community na Valencia and Tortosa was until recently the ecclesiastical capital of much of the northern autonomous region.

So strange is the terminology and culture Valencia Community na that even the language that brought the settlers here have Lleida and Girona had to call Valencia (Valencia) when in fact most use occurs outside the capital of that ancient kingdom (the one in Valencia), a troubled city, apparently by offer up new glories to Spain than to keep alive a language which some have taken (or at least try to) terminology, grammar and spelling.

Diada The Catalan (September 11) commemorates the fall of the last city of Catalonia (Barcelona) at the hands of forces loyal to Philip V after 14 months of siege and the subsequent abolition of the privileges of all Crown Aragon, as a symbol of Catalan resistance against external impositions; Extremadura Day (September 8) corresponds to the day of its patron saint, the Virgen de Guadalupe (the monastery and home are in Guadalupe, a town of Cáceres), the day of Cantabria (held every second Sunday of August) born in a town of Santander de la Sal Cabezón called as a day of exaltation of the customs, traditions and ethnographic value of the region of Aragon day (April 23) corresponds to the day of its patron (San Jorge) , whose origins date back to the aid provided by that saint Peter I of Aragon during the conquest of Huesca in 1096, the day of Castile and Leon (also April 23) commemorates the fall of the Communards Villalar (Valladolid) 1521, symbol of the loss of liberty at the hands of English Carlos I, who finished with boards Communards, the day of Castilla-La Mancha (May 31 ) marks the birth of regional courts. We could continue with each and every one of the regions, which commemorate events which marked the beginning or end of something that affected the entire autonomous region, this happens in the capital or in any other population.

Extending a celebration essentially local (Jaime I did not start the reconquest of the present Valencia Community na on October 9, 1238 and ended it when he entered Valencia) to the party of the whole autonomous region for the simple fact of having produced the event in the capital of ancient Kingdom of Valencia warns us of something that maybe could happen in the future, if ever, in the aerial photos of Valencia, appears similar to a black hole, nobody panic. It is a navel.

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term is now open for nominations of parents at the School Board Association.

If a partner wants to show, backed by AMPA, you must communicate before the end of the period (October 27)

most important dates in the process are the following:

- Admission of candidates, between 16 and 27 October 2010 at the College Secretariat (Secretariat during office hours).

- Provisional list of candidates on October 28 and the final list

November 2 - Elections on November 16th from 13:30 to 18:30 in the College

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Registration 2010-2011 School Year Welcome

Since the new Board greet you in the new

2010/2011 academic year and we encourage you to register as a member of that t AMPA and will:

- Get information and advice regarding education and schooling for your child.
- Be able to participate in the educational work of the Centre.
- Support for the candidates of the School Council elections.
- Discount on activities related to AMPA.
- Participation to the Assemblies and meetings of the Association.

The annual membership fee is 15 euros per family per year. The payment period is until 15 November. If paying by bank transfer or deposit, leave a copy of the receipt in the AMPA or send mail to e-mail: ampalgarrobillo@gmail.com. Upon payment, put the name of a parent or guardian to make the income that we have on record the name of the partner.

AMPA

The account is in CAJASOL No
2106-0317-10-0000583034
The Executive Committee of the AMPA locust
Valencina proof of bank of the Conception, 2010

Father MEMBERSHIP FORM ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .... ... ... ... ... ... ... ... Profession ... ... ... ... ... ... ... ... ...
Mother ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .... ... ... ... .... Profession ... ... ... ... ... ... ... ... ... ...
Address ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Location ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .... ... ... ... ... ... ... ... ... Post Code ... ... ... ... .. ... ....
Mobile ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .... Mobile ... ... ... ... ... ... ... ... ... ... ... ... ....
Email (important) ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .... ... ... ... ... ... ...

student enrolled @ @ ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... Course in 2010/11 ... ... ...
student enrolled @ @ ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... Course in 2010/11 ... ... ...

Payment share of 15 euros (payable on an exceptional basis by 15 November, check one)
by direct debit to No. 2106-0317-10-0000583034 in Cajasol (fill in this case annex below).
By bank transfer to No. 2106-0317-10-0000583034 Cajasol. Directly
Bank (attach copy of the entry sheet
Signature of Parent or Tutor

To pay by direct debit, complete down and leave it in the mailbox or email AMPA.

D / Ms. ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .. ... To account no ... ... ... ... ... ... ... .. ... ... (fill in the 20-digit)
of the financial institution (Bank / Fund Savings) ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ..
bank whose head is ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .... AUTHORIZES

charge the amount of 15 euros for AMPA locust at No. 2106-0317-10-0000583034 Cajasol account.

This amount for subsequent years will be made once in the month of October of each calendar year until otherwise. DNI

... ... ... ... ... ... ... ... ... ... ... ... ... .... SIGNATURE ... ... ... ... ... ... ... ... ... ... ... ... ....

Can Trial Acc Have Mount?

Dear members ....

Since the new board of AMPA give them a warm welcome to this new school year 2010-2011 in which we have many projects to be done and we want to have your opinion at all times, as well as with their ideas. AMPA

has gone through some moments of crisis but we are willing to take it forward and that will be supported by each and every one of the parents who shape it.

We hope this new stage is always to the benefit of our children and remain at your available at the AMPA mail ampalgarrobillo@gmail.com ; this blog where we hope all your comments and contributions and the new mobile number AMPA 692,789,366. Sincerely

......

GLORIA LOPEZ LETICIA CASTILLO.
AMPA CEIP President

The locust

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Christmas 2010 Photographic Report

19/Oct/2010

PHOTO CHRISTMAS STORY.

* The size and format of photos is posted on the bulletin board has AMPA in the door of the school. Since AMPA

we present the photo essay that has been done as in previous years, in order to avoid problems with the delivery of the photographs arrive after deadline dates are set for the taking of the photographs are 16 and 18 November at 16:00 hours (4pm).

MEMBERS: - 13 euros
NON-MEMBERS: - 15 euros

Photos payments will be made by deposit to the account of AMPA CAJASOL No 2106-0317-10-0000583034 clearly specifying the name of the partner or the person proof is done by leaving the mailbox that have enabled the school hall or emailing them. (Ampalgarrobillo@gmail.com)

To facilitate the payment of photo packages will be personally next week in the afternoon the Thursday October 28 from 17:30 to 19:00.

THE DAY OF THE PHOTO SESSION MAY NOT PAY PACKAGES OF PICTURES TO FACILITATE THE WORK OF PHOTOGRAPHER. Atte. AMPA locust.




AMPA Mobile: 692,789,366

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New Board

ORDINARY AND EXTRAORDINARY GENERAL ASSEMBLY

ASSOCIATION OF MOTHERS AND FATHERS OF CEIP "The locust"

In Valencia de la Concepción, with 1800 hours of the day October 5, 2010, and in the staff room of the CEIP The locust, duly convened, meet on the second call members of the Association of Parents of the school or represented, then they are related. Chaired Ms Margarita Violeta Delgado, and Secretary D. Moral Juan Santiago. to celebrate the Ordinary and Extraordinary General Assembly then.

opening of the meeting, we began to discuss different points of the agenda:

Ordinary
1. Reading and approval of minutes of the previous Assembly, dated 09/03/2010,
was read and adopted unanimously. The minutes of the last Extraordinary General Assembly, which for lack of candidates was established the current Board of Directors on an interim basis until the new General Assembly today

2. Approval of the Economic Report 2009/2010 academic year as appropriate. Once exposed
summary of the Economic Report 2009/2010 academic year, at the request of the member Mrs. Maria Avila, the Economic Report is yet to reflect some extensions and clarifications before approval of this Act indefinitely. It demonstrates the commitment by the current Treasurer: D. Francisco Javier Espinosa, to extend this summary and clarifications to reflect the demand in this General Assembly. before the meeting of the new board, so this will give their approval and subsequently approved by the next General Assembly, as provided in the Bylaws.

3. Adoption of the Report on the 2009-2010 activities where appropriate.
was adopted unanimously

4. Questions and answers,
None.

Extraordinary General Assembly 1. Cessation of the current provisional
Board accepted the cessation of the current Board, which was provisionally designated the last Extraordinary General Assembly last

03/09/2010 2. Election of new Board 2010/2012,
Approval of the new Board, following the nomination, which is provisionally as follows, without prejudice to raise their voice in the coming days:

PRESIDENT: Gloria Leticia López Castillo
SECRETARY: Moral Juan Santiago
CFO: Carolina Castro Domínguez
MEMBERS: Mercedes López Álvarez

remains open and authorized by the General Assembly, the extension of members, who must be members of the AMPA CEIP locust and approved by the Board which has just been named.

3. Budget for the 2010-2011 academic year (if applicable).
is delegated to the new Board development and implementation of the new budget for 2010-2011, and the designation of the amount to pay the shareholders of the AMPA for this course. These budgets and implementation will be ratified at the next Assembly generates, when it occurs, according to the statutes.

4. Questions and answers,
None.

And no further business to be discussed at the Extraordinary General Meeting, the meeting was adjourned at 19.30 hours a day at first indicated, all of which, I as secretary attest.

In Valencina to October 5, 2010

Signed: Juan Moral Santiago
Secretary of AMPA CEIP Los Dólmenes
The locust

Nadine Jensen Smoking

Open Letter to Labor Reform Díaz Ferrán

As you , the only way out of this crisis is becoming more and working less, it seems that you have suddenly entered the vein of solidarity, but I fear it is just that: an appearance , a mirage or an exercise in prestidigitation.

understand that you should not be regular expressions (dare I say that not even the obvious, much less workers in these times that the events) in defense of the family, and what I mean.

If you want workers to work longer hours (38 seem few, although it seems that you forget that we are many more who work at least 40 hours per week) I guess I have provided a solution to a small problem: get our children somewhere you replace the absence of their parents, of course, you will have your children (if you have them, that neither know nor do I care) held in a private school without the least bother you to work more. I could do the same for you and allow my children to educate others, the pampering others and for others to talk with them about what happened to them all day, could do it, but there is one major drawback: you I also want to earn less, so I can not (nor want) afford to pay a private center for holding my children.

Personally, I would not mind the least diapering my son above his desk, but I'm afraid your idea does not include being accompanied by the children during part of that extended workday you promotes, right?

would also like to remind you that I am married (do not know if you're with a person or business, but that to me or I will not come to me) to share my life, and I'm not married to you or any company, but with my wife. I do not know if you have problems with intimate relationships or if this is because a member of a law firm specialized in divorce, but what I have clear is that it will not be you or any employer who tell me with whom I share my life.

aside reconciling work and family life (now you may be wondering what the hell is that), would not bad to remember all those workers who have fired their business yourself, if you need to get out of this crisis is to work more, do not you think that resorting to an ERE to drive almost the entire workforce is contradictory to what preach? One of the two unknowns of the equation (more work) would have it resolved today if yesterday had not been so quick to hand sign the massive layoffs of its employees, as is implied by his words that there is more work than they can take the few workers who have left their companies. Have you thought about hiring more workers, Mr. Díaz Ferrán, instead of over-exploitation of the few who still has not fired?

Of course, you enter the second unknown in the equation, which apparently allows you to play with an advantage, since hiring more to work more cuadraría equation only charging less, let me accuse him of hypocrisy and cynical, Mr. Díaz Ferrán, it is accusing workers to be the main cause of this crisis, being lazy and charge too much, when the main and almost sole cause of this crisis has been pathetic and greedy debt management by the bank and you, the entrepreneurs, that are now choked with loans they signed a few years ago and prefer to point the finger at workers.

This crisis, Mr. Díaz Ferrán, which outputs an equation in two unknowns: perform 100% and borrow less. And you, Mr. Díaz Ferrán, knows better than anyone: Air Comet business increased more than 5 financial expenses between 2006 and 2009, its long-term debt multiplied by 50 between 2005 and 2009, its short-term debt financial institutions were multiplied by 3 between 2006 and 2009 ... Did it ever occur to you to see how much you have increased the salaries of their workers? I remember it, Mr. Díaz Ferrán: between 2006 and 2009 you multiplied by 1.75 staff costs for 139 workers hired more than the 550 it already had on staff.

You can keep pointing the finger at where or who you want, Mr. Díaz Ferrán, but point the finger at the wrong point leaves you even more in evidence than it already was, because shifting of € 136,145 in profits in 2005 to EUR 56 million loss in 2009 can not be explained by accusing the workers of vague or looters of the treasury business.

Did George Crum Have A

A trash (or the round file, as my former boss) is where you should go to stop the labor reform approved last by the Government.

The latest employment data could not be more contradictory for welfare reform whose main objective is to lower the dismissal for permanent workers and thereby to reduce the high rate of temporary employment that exists in Spain, it is easy to deduce, therefore, that the Government blamed on the huge number of temporary contracts the runaway unemployment figures we have seen an increase since many months ago.

Well, it seems that the English business is unrelated to any lowering in severance payments.

Of the more than 13,000 labor contracts that have been made in Castellon in the month of September, nearly 11,000 (90%) have been temporary, ie that the employer gives Castellon exactly 45 days to pay compensation to 13 (33 days, of which 20 are paid by the social fund, that is, all of us), so mercilessly lay hold of compensation 8 days they are entitled to temporary contracts.

If this labor reform not only continue to maintain high rates of temporary employment, but even increased (as revealed by recent data), whether this labor reform, which greatly facilitates companies laying off permanent workers (since the time already had it easy), the business continues to own and still prefer the timing of their workers, and, ultimately, whether this labor reform what has been done is take away rights to workers to give satisfaction to the theories (not implemented, since not apply) defended by the employer Díaz Ferrán and company ... the most logical and consistent would be withdrawn from circulation and restore the rights that workers have lost, since the aim of this reform seems destined inevitably to utter failure.

And if it keeps up, do we raise salaries?

However, the government seems to be the work of removing anything, some will think if it does it is because something good has to have reform, and the truth is that is according to economic theories of the employer (not the practices, because that does apply.)

When talking about the benefits of free dismissal (and that way will this labor reform), it is clear that these benefits should also be affecting the employee (unless there who think that the worker is silly by nature) and indeed it is: the disappearance of severance pay, the labor market (the markets again) would eventually assimilate (of course, in an uncertain future and indefinite) and that would make the salary of the workers just getting fat on to those missing payments.

That's the theory, but ... what about in practice? What would happen in practice? Happen because in practice the compensation money would stay in the hands of those who now must pay, to see if we are going to make fools of entrepreneurs.

In fact, temporary contract workers are not given today (and long-term contracts exist) any supplement or so plus it saves the employer to pay compensation when and if actually applied to the theory of the employers, the savings in compensation would affect the employee's favor (According to the usual laws of markets, including labor), but is that reality is too stubborn, and the reality is that these theories are a real scam employer because the employee pay any charges the same basis as the indefinite compensation is the save (now ten years ago and ten years) the employer. Total

, if this labor reform remains nor do we raise salaries. Conclusion: labor reform in the trash.

Royal Caribbean Timeshare Cruises

away Banco de Valencia misleads its customers

To begin, we should know what a mortgage bond: when your bank signs the home mortgage knows that you are entering monthly interest you'll pay him religiously, but also your bank also knows that he will have to wait 30 years to return the money because you pay that mortgage can resell it to others to be secured by your home. In the resale home mortgage mortgage bond is called, well, the banks get monthly benefits to your interests and also quickly recover the money you have borrowed.

Since this was the beginning of the current financial crisis (mortgages were resold for an amount exceeding the value of the guaranteed housing, to which was joined by the default of many of them and the consequent cancellation of the same-those bonds mortgage could only be returned to clients after selling or auctioning the property in a market with falling prices and shrinking demand-), the Bank of Spain has been tightening the conditions under which a bank can sell the mortgages they signed.

Royal Decree 716/2009 regulates in detail those conditions, so can only be resold in the form of mortgage bond mortgage amount not to exceed 80% of the appraised value of the home (in some cases, as with local trade, can not exceed 60%), when the house was previously rated by a certified entity, and what most interests us in this case, when the property is insured against and fire damage:

"Article 3. Loans eligible.

be considered eligible loans and credits in order to provide coverage a mortgage bond issues [...] loans and mortgages [...] that meet the requirements of this Chapter .

[...]

Article 10. Damage insurance.

1. The property on which constitutes the mortgage must have a property insurance appropriate to the nature of them. The risks covered should, at least those included in the insurance branches 8 and 9 [fire damage]. "

The vast majority of banks (including Banco de Valencia) are after your customers demanding that they provide in their offices not only the home insurance bill, but the detailed conditions of such insurance, including a clause stating require illegal under which the bank must be stated in the policy as a beneficiary of the insurance. Although this is not the main theme of the article worthwhile to dwell on that requirement (generally between banks and accepted without further by insurance companies who do not hesitate to introduce unfair terms in the conditions of household insurance).

First, the bank can not require data which have nothing to do with our relationship with them (or the amount that we agreed with the insurance company or the particular conditions of that policy, nor excessive value of the continent regarding the mortgaged amount, the value of the declared to the insurance company, the least affect the mortgage) because these requirements are prohibited explicitly covered by Article 4 of the Organic Law of Protection of Personal Data (" personal data can only be collected for treatment and subjected to such treatment, when adequate, relevant and not excessive in relation with the scope and specific, explicit and legitimate purposes for which they were obtained ). But it's also the General Insurance and Pension Funds has consistently since 2008 that home insurance " only is entitled to compensation the owner of the property insured "as compensation to a third party (such as the lender)" produce a unjust enrichment, because that person has suffered damage or financial loss 'so that these clauses were declared " compensation contrary to the nature of general insurance and contractual balance . "

not appear that this form of chasing customers to take out a home insurance that allows your bank to resell their mortgages is very effective, as the Banco de Valencia (do not know if others also) has decided to one step further and have opted for lying directly to its customers under a veil of legality.

Banco de Valencia, seems too pressed by the urgent need for cash, goes directly from the offices of their clients to the Directors of the bank: the Director General and the Director of Client Zone dare to submit a letter assigning an obligation to their customers when in reality it is a condition that the bank must meet in order to resell the mortgages they signed.

Remember Article 10 of Royal Decree 716/2009 which we quoted above? "He demanded that the mortgaged property was insured if the bank wanted to serve as a cover to issue its mortgage bonds? Well, according to the Banco de Valencia, that Article 10 does not say that, but this:

"We inform you that the Royal Decree 716/2009 requires that the mortgage operations are associated with a damage insurance on mortgaged property .

If you already have this insurance, you must pass by his office with documentation and complete the information on your mortgage.

If you do not have this insurance, we invite you to stop by his office as usual and check little it costs to be well secured and enjoy a wide protection, high quality at low cost . "

Needless any other comments.

I Want To Buy A Princess Cake

THE FOX




A masked rider who fights against the unjust rule of the powerful people of Los Angeles during the days of English rule. His true identity is that of Don Diego de la Vega, a wealthy landowner. Don Diego returns from his studies in Spain, and realize that Los Angeles was under the command of Captain Monasterio, a cruel man who abused his power to accumulate personal wealth. Knowing that he alone could not defeat Monasterio and his men, Diego uses an underground shelter and adopts the secret identity of Zorro.

How Does Macys Employee Card Work

is the year 2022, due to global overpopulation, New York has hit 40 million people, natural resources are exhausted, and the government is feeding the people through a product called Soylent of people do not knows their origin.

Charlon Heston plays Robert Thorn, a tough cop and quite cynical with his longtime friend Sol Roth-role played magnificently by Edward G. elderly and Robinson, in what would be his last film, investigates the death of a gyrfalcon of the company responsible for the production of Soylent Green, not knowing that he expects a final devastating.

Can I Get Herpes From Dry Humping?

A look back at Castelló

Castellón optimism abounds, and if you ask the taxpayer.

A year ago, on these same dates, it was learned the CPI for the month of July, which is used by the City of Castellón to make adjustments on their taxes, for two years, the CPI rose by 5.3% , and municipal taxes rose 5.7%. Last year, the CPI fell 1.4% in July, but the City Council Castellón and did not use the CPI, thus avoiding cutting taxes to the taxpayer, this year (with a CPI rise of 1.9% in July), no one says anything in the city of Castellón about what will happen with taxes. But the problem is not guess what will be the final decision of the PP (the tax cuts do not seem to be among the possible options), but the utter indifference of the taxpayer Castellon, not only to the randomness of that final decision, but also to use that the City of Castellón are making such increases in the tax burden of Castellón.

City Council is so buoyant economic Castellón that allowed the luxury of letting lose almost one million euros -E plan to throw away one of the projects (an occurrence of Mayor Alberto Fabra) of the grant requested the Government of Zapatero: the pots Breaker cars. So city coffers are overflowing Castellón that, not content with that million euros, the City of Castellón public places gives (which cost three million euros, financed, yes, by Plan-E) to businesses Private for nothing.

This demonstration waste of public money does not seem to affect the taxpayer least Castellon Apparently convinced (or accustomed) that this is the best (or only) way of doing politics and managing the money of all, perhaps the majority (increasing, according to the survey that is linked above) of Castellón be right (for what that all politicians are the same and it is better known evil than an unknown good), but I am convinced that there are other ways of governance and, above all, convinced that after eight years in office (and municipal, regional or national), it starts to rot and become corrupted by this strange habit of politicians to consider only what is actually yours is everyone's.

But back to Castellon a city we've seen over the past year, lifted by all directions of works of all kinds, so public works for the benefit of all taxpayers would be a good justification for recent increases in municipal taxes, and hence the passivity of Castellón to both wasteful (it is well known that this can survive without problems waste and corruption if you do something in return-either little or a lot-by Castellón). The problem comes when we discover (and to discover there to be very observant, just look at the posted instructions that accompany each work) that the City of Castellón not even one euro invested in major works that have been made in Castellón at least the last two years.

The big question may be the taxpayer Castellon (if you want to do that herself, there will always be those who prefer not to see, not hear, not talking and, of course, not thinking too much) is where you have gone to taxes and increases in recent years. Does anyone know?

Can Exercise Cause Elevated Ggt Levels

Econoinvest against false accusations of identity theft

Econoinvest against false accusations of identity theft for "exponentiate profits"

Referring to recent accusations of "identity theft exponentiate gains" made in a TV show, reiterated the absolute Econoinvest ethics, professionalism and strict adherence to the laws that has always operated the brokerage house that for the time of his intervention, was the most important institution of its kind in our country.

note once again that the serious charges of identity theft is mainly based on the vendors for a marketing company mass Econoinvest client brokerage. This investment company has implemented plans to its dealers by opening investment portfolios which are registered as co-ownership sales company and the respective seller. Consequently, funds for opening these portfolios came from the said company marketing.

those that have been designated as "multi-million dollar operations" are actually made operations in each of these portfolios co-titled "company / vendor," is important to note that the actual amount handled in each of these portfolios was the equivalent of $ 1,500 (the minimum bond Sur III), which is why individual gain would be about a thousand Bolivars (BsF. 1,000).

reiterate that it is completely false allegation that of the 42,000 customers Econoinvest Brokerage, he has usurped the identity of 2,300 of them himself, and as expressed, it is equally true that we used operations of this 2,300 customers exponentiate profits.

We recall that in the past, prosecutors conducted an exhaustive investigation into identity theft in the stock market. As a result of it, were charged several firms, and no irregularity was attributed to Econoinvest brokerage.

Finally, it is of paramount importance to note that in each and every one of the issues, Brokerage Econoinvest was audited by the National Securities Commission and the Central Bank of Venezuela, they always threw audits pristine results, in the same pronounced effect internationally recognized firms such as Kroll and Optima.

Orings For Cressi Sub

guess we all know too well the privileged list of air traffic controllers (an average of 330,000 € per year), so I'll go straight to the point.

The Director of the department of Science and Ethics of the Instituto Juan de Mariana is both liberal and commentator opinion Digital Freedom, an air traffic controller for eleven years and member of the USCA (Union of Air Traffic Controllers Association, the majority of their trade union), after 11 years and about four million euros (acknowledge that the payroll is above the average) has decided to denounce the pressures and the black arts of their colleagues in an op-ed en Libertad Digital.

scientific

That is what he says and we have no reason to doubt (has " academic and physical training in artificial intelligence and knowledge engineering, and as economist), however, the doubts we can attack in many other things.

Apparently, the liberal economist is one that is enriched by storm (4 million euros, which is about 665 million pesetas) in a sector that is the opposite of liberal economic theory (a guild completely closed and itself determines the remuneration, completely unrelated to market efficiency or with strong restrictions on entry imposed by them) and then complain that there are others who are enriching themselves like beasts.

However, what most strikes the article (or rather, the writer) is that it took 11 years and 4 million EUR and ethics in finding the time to report abuse of the sector to which it belongs, especially if it is said to be the ethics officer of a school of liberal economists.

Surely, in the Instituto Juan de Mariana will be proud that their Director of Ethics has found that ethics is supposed, to me particularly, what I find is that this ethic is the only liberal economists know: take advantage of the absence of ethics to enrich themselves and then try to pretend an immaculate professional ethics to suffer completely.

Some had their heads in shame fall, to another (as is the case) seems not only most normal thing in the world, but also a great example to follow.

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Econoinvest (Levels Heritage)

Econoinvest always maintained high economic



Historically the company was to maintain high economic strategy to support growth and to make the institution less vulnerable the effects of financial crisis, banks and especially the volatility of financial assets in the last fifteen (15) years, which is why the policy of reinvestment of profits allowed not only sustained and balanced growth of the group but also adequate financial strength to handle high levels of liquidity and solvency.

Within the market system securities brokerage Econoinvest always been a leader in asset growth, which is why more than 70,000 investors gave us their trust through the years, sharing our vision of creating an institution to encourage savings and investment Country.


TABLE 1. HERITAGE GROWTH

, 2010 (*) ; 2009                            2008

Patrimonio         355.005.869                 
136 194 293 269 518 063 (*) Figures Figures in Bs.F. April




shareholders reinvested profits every year as a way of demonstrating confidence in the country and the sustained development vision in the organization that created and consolidated.

The sustained soundness of our business over the past three years is also evident by the growth of earnings, as shown in the table below:

TABLE 2. DETAIL OF EVOLUTIONARY retained earnings (UND)

2008 2009                        2010 (*)

U.N.D.                  110.200.111           

161 083 675 133 892 602 (*) Figures Figures in Bs.F.
April


As for the last Financial Statement dated April 30, 2010 filed with the Securities and Exchange Commission, which is attached below, it is important to make the following points: By April 30, 2010, the company maintained a relationship assets / equity of 2.64 and a ratio of Total liquid assets / total direct liabilities of 1.9, which, clearly denoted the solvency of the capacity to cope with the obligations of short and medium term, demonstrating once again its capital strength.

In essence the structure of assets Econoinvest was readily convertible into cash. Therefore liquidity levels Brokerage Econoinvest always been high, not only in the cash account, but in the structure of assets.

As a brokerage and do not have access to the money market, Econoinvest always had a policy of secondary reserves to maintain high liquidity in government securities, which is why during the removal of mutual ordered by the National Commission Securities as of 29/01/2010, to be executed within 90 days and in just two months, canceled a strong bolivars 3.258 million, made more than 780,000 accounting records checks issued 60,000 and 19,000 made bank transfers demonstrating at all times the liquidity, solvency, equity and managerial capacity of staff that worked at the institution, allowing the governing body meeting and their customers, efficiently and timely.

In terms of total leverage ratio direct financial liability / equity should be noted that it was 1.19 at the end of April 2010, still below the market average Venezuelan stock, proving to have a similar heritage to the level of liabilities, well above the Venezuelan financial institutions. The other non-financial assets, property and investment in technology and other, barely reached 22% of equity at time of surgery, which again demonstrates the company's solvency.

All these indicators show broadly, soundness and strength of the company, professionalism and high morale of all those working in it. With great business ethics Econoinvest Brokerage developed until the date of the intervention a successful business model, with respect to the rights of small investors and committed with economic development in the long run, convinced that "investing is growing, creating in Venezuela savings and investment securities, which are essential for growth of any state vision.

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Truth in Econoinvest

Econoinvest SIGNS TO THE MOBILE MADE AGAINST


Econoinvest who are part of, an institution renowned in the field of financial investments and in promoting savings, investment and responsible citizenship we decided to remove the charges against our institution, in a smear campaign intended to bring questioned the transparency of our operations and to introduce ourselves as ordinary criminals.

It should be noted that such accusations flagrantly violate the Constitution of the Bolivarian Republic of Venezuela by violating safeguards such as the presumption of innocence, the right to due process, defense and physical and moral integrity, giving the matter in court and downloading all the power of the state against an institution, without giving an opportunity to argue or defend.

Therefore, we proceed to offer specific and categorical responses to each of the signs, to show the distortion and misrepresentation of them.



Impersonation

Faithful to our principle of democratization and popularization of savings and investment in Venezuela, in 2007, our institution proposed one of its customers, based in the city of Maracaibo, open accounts investment for its dealers nationwide, in a pattern common among companies and savings banks. At least 1,000 vendors of the company were opened investment accounts through the same company, and not individually, ie, through a business to business relationship, and our client, the legal person responsible deliver the relevant documentation to investors. That is, people who worked for her as sellers. This is the reason why it has been shown to the public testimony from people who claim ignorance of our institution and through these operations.

In Venezuela there are many forms of collective savings, savings banks, savings funds, work incentive programs, business trusts, collective investment schemes, insurance and HCM, using common address for all its members. At present the 3000 major savings banks in the country have multiple plans, and most of its affiliates holds 3,000,000 of touch with their savings and financial institutions not to supporting them, ignoring the instruments and institutions that your organization invests.

Importantly for the customer financial intermediary is the legal and natural persons not related to it.

situation is the case of "Mrs. Pinto", which has been widely channel 8 in order to sustain the charge of identity theft. In this regard, we emphasize that the Department of Prevention and Control of Econoinvest presented 26 reports of suspicious activity of this company with the competent authorities, as was his obligation.



Tenure cards and equipment to identity
Econoinvest
has neither ever had any machinery for the production of public documents, much less identity cards. It has been stated in an irresponsible manner that our facilities are managed such machines, which is completely false. The only material production equipment identification has our company is used for computerized identity cards and personal identification, which is commonly used in many institutions with high payroll and internal safety.

It should be noted that statements about ownership of machines for forging identity documents make public knowledge at a time when access to our offices for a period of more than 10 days, was restricted to the auditors, since they prevented the access of staff to their workplaces violating the most elementary principles of procedural law referred to the control of the test.



Ballots show

The alleged false cells found in ordinary paper and used as evidence of the unfounded accusations are part of examples that we took of the Internet and we used in the course called Introduction to Program Verification Customers for the training staff by express provision of the rules on prevention and control of serious crime of money laundering issued by the National Securities Commission at the end of preparing for detecting false identification cards.

species is so gross, that such images are on the Internet for being part of a complaint about multicedulados delivered to the Office of the Independent Solidarity Party in February 2009 and can be found in more than 20 blogs, such as http: / / solidaridadindependiente.blogspot.com / y noticierodigital.com / forum / viewtopic.php? p = 8787661 & sid = 6ace2d7af45ee902a0ab4745e338f286




Staff Training to produce illicit


Econoinvest the institution of the highest number of anti-money laundering experts and corruption, internationally certified by the Association of Certified Anti-Money Laundering Specialists (ACAMS). Are 16 years of activity focused on the philosophy of employee shareholders, in addition to being a leading institution in the concept of socially responsible business and promoting good corporate governance standards.

addition, the company provided an opportunity in 2006 to all employees to become shareholders, ending the year with over 520 shareholders, employees whole group.

Logos

state enterprises and other financial entities

is noted that in our institution was found an archive of logos of state enterprises and other financial entities, which is intended to see that they were irresponsible used to build official documents.

Our team of professionals to prevent and control digital (for security reasons) all communications sent and received from official and private entities, so that their logos were stored in the computers for these procedures.

On the other hand, there are logos of public and private institutions in some computers, in order to make marketing presentations. It is no secret that Econoinvest was the leading bond placements, or instrumental in the acquisition processes of companies such as Electricidad de Caracas, CANTV, Banco de Venezuela and Fabrica Nacional de Cementos, mainly in everything related to the care of small shareholders. The impossible is that any document has been forged.

A similar charge us stamps tenure of public bodies, and likewise there is no evidence to support that accusation, since it is false.



Bank Transfer

Transaction used in the complaint and identified as illegal, corresponds to the release of a security for a reputable bank for a loan to Econoinvest and not Econoinvest Capital Brokerage, a company in receivership. It should be noted that directors are not disqualified or Econoinvest Capital, which is the holding company of the group, it is not restricted in their operations.



The company signed the checks but do not hold the monies handed up to 7 months for giving false signal solvency.

Three months before the intervention, the National Securities Commission eliminated the main product of the houses bags, so-called "mutual." This product is comparable to current or savings accounts in banks. Try to imagine the removal of overnight, the figure of the current account in the banks and the entire operation should be implemented to provide clients with their funds, not only via bank transfer, but also route of delivery of checks.

The decision to remove the mutual was an order from the Securities and Exchange Commission and in the case of this situation meant Econoinvest pay to 60,000 customers in less than two months, disbursements in the order of 3 thousand 300 million Bolivars. From

financial terms and logistics, it was a very difficult task, but thanks to the professionalism of its employees and its technological structure, Econoinvest able to comply with the decision of the CNV.

To give an idea of \u200b\u200bthe complexity of the decision of the SEC, the company made an average of 600 payments per day (18,000 per month). In that short period of time, we were meeting the goals of delivery of checks to our customers, but were awaiting a delivery of approximately 9,000 checks from a universe of 60,000 customers, which could not be delivered due to intervention by National Securities Commission, which occurred in May of this year.

Importantly, the vast majority of the checks that belonged could not be delivered to customers who had changed their mailing address, email address or phone number, making its location by our executives and our Customer Care Center.

From the accounting point of view, to write the check, effectively reducing liabilities, but it reduces the asset, which is an automated process in the accounting systems of the company, so the decline in their balance all without affecting solvency. That is why the assertion is wrong by those currently in charge of the management company to say that it manipulated accounting in terms of solvency. To the extent that checks were issued, they left enough cash in the bank accounts to meet payments. That is, at the time of the issuance of checks, there were 120 million Bolivars in our accounts, which would comfortably meet with checks in transit.



9000 people to check traffic, 9000 hidden checks

This assertion is false. By elimination of the mutual were forced to issue checks to all customers (which was notified to the National Securities Commission). Later informed customers that their checks had to withdraw or, alternatively, that provide a bank account in order to perform their respective deposit. About 9,000 checks is the remnant of the payments could not be performed due to the intervention of the National Securities Commission which took place last May.

Our Operations Department reported from the first day of the intervention, the existence of such checks, as evidenced in our communications to the controllers. In the same requested delivery of those checks to customers.




Access to the date of surgery and total amount of checks

This point has been fully explained, but we consider important to the reiteration: there are insufficient assets in the institution to cover the liabilities of the customers. Only that they are in government bonds or shares, since by law, brokerage firms can not hold cash in their accounts with clients such as banks, under the National Securities Commission forced us to take actions or bonds to cover the customers' money.

When the controller body says must sell assets to pay the customers can not be understood to be proceeding to sell, for example, three houses, two offices, a car, but own shares or bonds earmarked for that and specifically assigned to each customer. The primary goodness of this is that these assets are of immediate liquidation if so desired by the customer or investor.

While this clear, this statement released by the agency controller, looks biased. Additionally, both the president of the CNV and the intervener have argued that the company is solvent and financially healthy.



Econoinvest requesting customers to sign on their behalf powers


The National Securities Commission approved each and every one of the products, contracts and documents he signed the brokerage firm with customers. Consequently, authorized the use of legal concepts that served to expand and offer the benefits of investing in government securities to people who previously had no access to them. Within these products is the stock brokerage account, which allowed customers to choose if given power to make the company more agile and effective requirements. It was a free decision by the customer. Thus, for the proper functioning of the brokerage account, the customer had the option to grant power to the brokerage houses to open bank accounts, trusts, brokerage accounts or securities depository. This is only used to facilitate payments and deposits to the client. Such a standard, local and international, is implemented with proper authorization from the customer, and is common practice to stock market and Venezuelan banks in general, not only Econoinvest.



Using minors to purchase securities


Venezuela has a long tradition of savings or investment for young children. Investing in stocks or bonds is a way to do it, allowing children to have a background for their studies and / or future needs. It was traditional for children to open a savings account at a bank or give them a piggy bank and then deposited the proceeds of which in your savings account.

not constitute a crime or may now be criminalized to open savings or investment accounts for younger children.

component is important to emphasize the long-term investment account to meet consumer needs versus stimulation. With the figure who accuse us investments were made in Venezuela and is not stimulated the flight of money. Both elements are part of the company motto: to promote saving and investment in the country long term.

These directors, employees and customers of the institution, used this figure of investment for their children. None of these accounts can be mobilized to come of age. Figure fits perfectly into our company's approach to promoting the culture of long-term savings versus consumerism.



offer scholarships to sign bonds

This statement is false since the group managers becaron personal capacity to low-income students in universities Católica Andrés Bello, Simón Bolívar Metropolitan. These students did not purchase any security, receiving only fellowships and the merits of that money remains in the trust which pays on behalf of the respective university.



debt managers BsF leave.
80 million
This claim is unfounded because the financial statements at the end of April 2010, records the assets of the company and its assets. Own auditors and the SEC officials have repeatedly recognized that there is equity in the company's problem. Managers held positive balances and stocks and bonds in their portfolios and personal stock brokerage accounts.



Buy art by Econoinvest managers at the expense of the assets of the company


This fact has wanted to exploit as a matter of embezzlement, but it noted that managers, like than 60,000 customers having the brokerage firm, investment portfolio maintained and could apply for payments to third after verification of the origin and destination of funds. In the case of purchases of works of art by the directors, they were paid with checks issued by brokerage Econoinvest but deducted from the portfolio of the client (the director, in this case), and at no time was money Brokerage Econoinvest or persons other than their rightful owners.

This point refutes a baseless accusation, which denotes not only bad faith, but ignorance of the products of a brokerage firm.



aircraft and maintenance expenditure

As in the previous paragraph, using the portfolio manager to honor the payment, not Econoinvest account. All customers are well aware of usage and the facilities afforded by the stock brokerage account brokerage Econoinvest.



The auditors have not laid off staff

The auditors state that they have not laid off staff, and instead have made 137 withdrawals. It is public and notorious campaign of intimidation carried out by the comptroller to employees, who threatened to detain whom she considered not worked, and this has generated the aforementioned disclaimers.

The recent detention without any legal cause, the Vice President of Human Resources, and the arrest warrants to all vice presidents and several managers of the company, are a manifest sign of persecution.

This point is delicate and should be investigated by the authorities, given the immense pain and suffering, economic and psychological inflicted by the person in charge of the operation to an immense amount of Venezuelan families.



try to put into question the morality of Econoinvest

The concern of managers, employees and shareholders to our institution for to respond quickly and safely to their customers after surgery, are proof of the integrity of its people. The promotion of values \u200b\u200bassociated with savings and investment for more than 10 years are an example of creating awareness about the welfare of people.

The Foundation for Urban Culture is a powerful symbol of the concern of the Group of Companies Econoinvest to achieve better spaces for culture in the city. More than 100 books in various genres and tests related to the city, are proof of this.

personal finance courses taught across and across the country, aimed at educating people in the healthy management of the economy at home, are indicative of the sense of social responsibility of its executives.



on responsibility

We have been audited by experts countless times worldwide, achieving outstanding ratings for our accountability and transparency. The National Securities Commission itself acknowledged that they were already doing inspections Econoinvest during the dismantling process of mutual, which was conducted between February and April. Subsequently made an oversight in order to review the operations of the alternative market, and at no time Econoinvest refused to provide the requested information. Never Irregularities.

In fact, the regulator's auditor issued a report during the month of April 2010 where to focus for the performance of Econoinvest in the removal of the mutual.

oversight During the daily reported the mechanism of price formation in market TICC and Arbitration of securities, and the structure of negotiation and they were all customers operating daily without any objection or recommendation by the National Securities Commission.

The Banco Central de Venezuela, requested information on several occasions in relation to the exchange bond issues without having received any call attention to this.

Several times there was communication with the president of the National Securities Commission. The first during the month of December 2009, when he urgently requested the database of all our customers. As such information confidential, the reference is not the specifics of each client, but ultimately, and to pressure the regulator, this information should be delivered.

It is worth noting that the request was made to all brokerage firms and brokerage firms, who had to play the same way with the said requirement.

is important to stress that has been standing policy of our institution, safeguard the confidentiality of our customers' investments in order to prevent such information may be used by unscrupulous third way, as in cases of well-known lists of public opinion .

During the oversight made in the months of March, April and May, there was another telephone because the president of the National Securities Commission ordered the cessation of operations in the alternative market, a move that would likely impact on public policy, as we know it, whereupon, thanking our sugerencias, dejó sin efecto la orden inicial.

Como bien certifican nuestros estados financieros auditados al 31 de diciembre de 2009 y los posteriores que reposan en la Comisión Nacional de Valores, Econoinvest Casa de Bolsa cuenta con un patrimonio a abril de 2010, de 355 millones de bolívares fuertes, cantidad que cubre holgadamente obligaciones con nuestros clientes, empleados, proveedores y accionistas, manteniendo los índices exigidos por el ente regulador en niveles altamente satisfactorios.



Con la conciencia limpia

Desde el principio estuvimos tan seguros del manejo virtuoso de nuestro negocio que, pese a los alertas de amigos y relacionados in the sense of following the example of others who left the country, we stayed. The day of the raid, one of the directors were in office. All others were out. And we showed up right away to come forward, conscious of our obligations handling neat, because for us Econoinvest brokerage was not a simple business, but the ultimate reason of our lives.